Payment & Financing

Explore the many ways to pay at Harbour Lifestyle

Shopping for the perfect items to spruce up your home should always be fun and hassle-free. That’s why Harbour Lifestyle offers its customers a variety of payment methods – from credit cards, to PayPal, to Split it. Find out more in this article about the various payment options available & how they can make your shopping experience easier and more secure.

Visa & Mastercard
You can pay by card online or order by telephone and you will be emailed a payment link. We accept Visa and Mastercard, both credit and debit; your card information is kept secure via SSL encryption.
Make sure your card limit and daily/monthly transaction limit are adequate, or else your order will not go through.


American Express
You can pay by card online or order by telephone and you will be emailed a payment link. We accept Visa and Mastercard, both credit and debit; your card information is kept secure via SSL encryption.
Make sure your card limit and daily/monthly transaction limit are adequate, or else your order will not go through.


Apple Pay
Shopping from your mobile or handheld device? Apple Pay replaces your cards with a safe, secure & simple payment method. Ensure your card is active within your Apple Wallet & Select Apple pay as your payment option at checkout.

Upon checkout please confirm your order details including delivery & billing address match the card linked to your apple pay account.


Shop Pay
A convenient way to pay, Shop Pay is a wallet that enables faster check out though automatically populating your preferred payment & delivery information. Information is safely stored through encryption & accessed via SMS verification.  

Once you have placed your order you will be able to view your order & delivery tracking information via the Shop Pay app.
 

Paypal
At the end of the online ordering process, you have the option to select PayPal as a payment method which will direct you to their website. To ensure your data's safety, all transfers are SSL-encrypted. Furthermore, there is no limit on the products you can pay for with PayPal.


Duologi
Finance approval in under 30 seconds, Duologi allows you to split your purchase over affordable monthly payments with interest free finance over 6, 9 or 12, months or a representative 9.9% APR over 24 or 36 months.

To qualify you must meet the below criteria & have an order value between £1500 & £15000

  • Be at least 18 years old
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Are in regular full or part-time employment (minimum 16 hours per week or £10,000 per annum, unless you are retired and receiving a private / company pension) Proof of income may be required.
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Be able to pay a 10% deposit after your finance is accepted.
  • Able to afford the monthly payments.

To apply: Select Duologi as your payment option and you will be redirected to Duologi application.

IMPORTANT: Please note, if you wish to proceed with Duologi Finance, your shipping address must be identical to your billing address. Failure to do so, will result in your application being declined.


Klarna

Klarna offers payment flexibility, you can pay the full balance within 30 days or divide the amount into equal monthly payments.

Select ‘Klarna’ as your preferred payment option at the point of checkout and you will be redirected to set up your payment plan.


Splitit

Easily pay for your order with manageable monthly payments, using your current credit card. Splitit is one of our selected payment partners due to its multiple benefits:

  • No credit checks.
  • Always 0% interest.
  • No minimum order value
  • Choose between 3-12 instalments

Select ‘Splitit’ as your preferred payment option at the point of checkout and you will be redirected to set up your payment plan.


Clearpay:

Shop now, pay in 4 interest-free instalments over a six-week period.
Just follow the steps below:

  • Download the app to sign up: Ensure you have your email address, phone number, home address, date of birth & credit or debit card to hand.
  • Choose Clearpay at the checkout & pay your first instalment today and the rest over six weeks.

Please be aware that Late Payment fees apply should you miss a payment.



Credit subject to status, financial circumstances and borrowing history. Please note that Harbour Outdoor Living Limited T/A Harbour Lifestyle acts as a broker not a lender and offers finance from a restricted range of finance providers & authorised by the Financial Conduct Authority: Reference number: 963170